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Additionally, customers for this sort of plan can have serious legal or criminal histories. It is necessary to keep in mind that different providers offer a series of concern ages on their assured concern policies as reduced as age 40 or as high as age 80 - select advisor life insurance. Some will additionally supply higher stated value, up to $40,000, and others will enable far better survivor benefit problems by enhancing the interest rate with the return of premium or reducing the variety of years until a full fatality advantage is available